MyPick and its parent company, PickOS Inc.

MyPick is a service owned and operated by PickOS Inc., its parent company. MyPick is the service name; PickOS Inc. is the legal entity operating the service.

In this document, “we,” “us,” and “our” refer to PickOS Inc. References to MyPick’s rights, obligations, or actions mean PickOS Inc. acting through the MyPick service. References to the MyPick website, apps, marketplace, or platform describe the service. For agreements with MyPick, your contracting party is PickOS Inc.; the responsibilities of sellers and other third parties remain as described in the applicable agreement.

Corporate website: pickos.com
Corporate office: 131 Continental Drive, Suite 305, Newark, DE 19713, USA

About This Disclosure

This disclosure explains how payments, fees, and taxes work when you purchase through MyPick. MyPick intermediates every transaction and presents you with a single order total at checkout; the amounts described here are the amounts you authorize when you place an order.

Accepted Payment Methods

We accept the payment methods displayed at checkout, which may include major credit and debit cards and digital wallets, among other options shown at the time of purchase. Available methods can vary by device, order, or promotion, and we may add or remove methods from time to time. The methods shown at checkout are the authoritative list for your order.

Authorization and Capture

When you place an order, we request an authorization from your payment provider to confirm the payment method is valid and funds are available. An authorization may appear briefly as a hold on your statement. Payment is captured when the order is confirmed for fulfillment. For canceled orders or orders we cannot fulfill, authorizations are released, and your bank controls how quickly the hold disappears from your account.

Third-Party Payment Processing

Payments are processed by third-party payment processors. MyPick does not store your full payment card numbers on its servers; card details are collected and transmitted by the processor in a secured environment. MyPick receives only the information needed to process your order, issue refunds, and prevent fraud, such as the card brand, last digits, and payment status. The processors' handling of your payment data is governed by their own safeguards and applicable payment network rules, and additional detail appears in our Privacy Policy.

Currency

All prices and charges are stated and settled in U.S. dollars (USD). If your card or account is denominated in another currency, your bank or card issuer sets the exchange rate and may charge its own fees, which are separate from any amount charged by MyPick.

Your Order Total Before You Confirm

Before you confirm your order, checkout displays the complete total: item prices, discounts applied, shipping fees, applicable taxes, and the value of any Points or credits you chose to redeem. No additional MyPick charges are added after you confirm. If a charge ever differs from your confirmed total, contact us through the Contact Us page and we will make it right.

Promotional Pricing Mechanics

Where a promotion applies, the discounted price is calculated before tax and shipping and is reflected in the order total you confirm. Some promotions are conditional — for example, a minimum purchase amount or a limited quantity — and the terms displayed with the offer control. If a promotion no longer applies because your order changes, the affected items are charged at their regular displayed price.

Sales Tax and Marketplace Facilitator Collection

MyPick collects sales tax where required by state law. As the platform that intermediates these transactions, MyPick acts as a marketplace facilitator and, where required, calculates, collects, and remits sales tax on taxable orders on behalf of itself and the suppliers of products sold through the Platform. The tax amount is calculated at checkout based on your shipping address and the items purchased and is shown as a separate line before you confirm your order. Tax rates and treatment vary by state and by item type.

Declined Payments and Payment Problems

If a payment is declined, the order is not confirmed and will not ship until a valid payment method is provided; your bank can usually explain a decline. Repeated declines, mismatched billing details, or suspected unauthorized card use may cause an order to be canceled and refunded. If you see a charge you do not recognize, check your order history first, then contact us through the Contact Us page.

Contact Us

Questions about a charge, a refund, or this disclosure can be sent through the Contact Us page.

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